A new roof is a significant investment. For qualified homeowners, Keith Roofing offers flexible financing through trusted partners — so you can spread the cost across affordable monthly payments and get the roof installed right away.
Soft credit check — no impact on your credit score. Most applicants receive approval decisions within minutes.
Fixed monthly payments at competitive rates. Many of our customers are surprised to find their roof costs less per month than a typical utility bill.
No waiting. Financing lets you get your roof installed immediately while your payments roll out over time — ideal for storm damage or aging roofs.
Pay off the balance early without penalty. Many of our clients use financing to manage cash flow and pay off when a bonus, tax return, or home sale lands.
We partner with established lenders like Hearth that specialize in home improvement financing. Transparent terms, no gimmicks.
An aging or damaged roof creates cascading problems — water damage, mold, insurance issues. Financing lets you address the root cause without delay.
We'll come out, inspect the roof, and provide a written line-item estimate — always free and no-obligation.
Quick application through our lending partner. Soft credit pull — no impact to your credit score.
See approved loan amounts, terms, and monthly payment options. Pick what works for your budget.
Approved, scheduled, installed. Monthly payments start after the roof is complete. Easy online payment management.
Here's what financing might look like for a typical San Jose residential re-roof. Your actual rates and terms depend on credit and loan specifics — we'll get you real numbers during the estimate.
Examples are estimates only. Actual rates and terms depend on credit qualification, loan amount, and term selected. See your lender's disclosures for details.
Start with a free estimate from Keith Roofing. If financing makes sense for your project, we'll walk you through the options during the estimate.